Home Loan Services

We’ve got you covered.

Optal Home Loans has a mortgage program that’s right for you.

---

Purchase

You’ve found your dream home. Now, let us help you find your dream loan.

Fixed rate or adjustable? How much do I have to put down? What do I need to qualify? These are only a few of the questions you’ll find answers to on our informative website. Take advantage of our easy-to-use online application and you’re on your way to homeownership.

---

Refinance

Refinancing can save you money.

You’ll be amazed at how much you can save when you refinance your home mortgage to a lower interest rate. Refinance your adjustable rate mortgage to a low fixed rate loan and enjoy the peace of mind that comes with consistent monthly payments.

---

Debt Consolidation/Home Improvement

Take cash from your refinance to pay off bills or make home improvements.

Why not put your home to work for you by tapping some of the equity when you refinance? Extra cash can help you consolidate your bills or make those home improvements you’ve been longing to do.

---

What if you have less-than-perfect credit?

You don’t have to give up your homebuying dream just because you’ve had some credit difficulties in the past. Optal Home Loans can help you clean up your credit problems and find a loan that’s right for you.

---

Reverse Mortgages

Let's reverse it, a mortgage that pays you! Supplement your income, join other Happy Retirees Today!

At Optal Home Loans we have a loan insured and regulated by HUD/FHA for Seniors 62+ that requires NO PAYMENTS FOR LIFE so you can focus on enjoying your golden years.

It's true:

• No out of pocket costs
• No income is required
• Funds from the loan are tax-free; your money
• Monies can be used for ANY purpose
• Money can be provided in a lump sum, line of credit or in monthly payments
• Low initial interest rate

For a FREE CONSULTATION give us a call at (888) 572-9820.

To Contact Us, Click Here